Who Needs Workers Compensation?
In virtually every state Workers Compensation insurance is mandatory. Employers are required to carry Workman's Comp Insurance on their employees. Workers compensation insurance provides mandatory state coverage for injuries incurred by employees on the job. Some examples are: automobile service employees, attorneys, construction workers, doctors, office workers, store employees, and warehouse employees. For contractors, having proof of Workers Compensation Insurance is usually required to be a subcontractor with a larger general contractor. A Workers Compensation Certification provides proof of Workman's Compensation coverage.
Workers, Workman’s Compensation Insurance