BUSINESS OWNERS POLICY (BOP)
If you're searching through business insurance providers for a company that eases the stress of getting a business owner's policy (BOP), then Ledgestone has a solution for you. With a range of business insurance companies to choose from, we've worked hard to streamline the BOP process to be the one that is there for you when you need it. We act as your business insurance advisor to secure a comprehensive tailored product to fit your budget and company needs.
Be prepared for the basics of business insurance...
To get started, we will need to know the type of operation your company runs, number of employees, and whether your business is based in your home or a commercial location. You may also need to be prepared to discuss projected revenues and the financial stability of your company.
Give us a call today to gain better insight into your current BOP plan.
To get started, we will need to know the type of operation your company runs, number of employees, and whether your business is based in your home or a commercial location. You may also need to be prepared to discuss projected revenues and the financial stability of your company.
Give us a call today to gain better insight into your current BOP plan.
BUILDING PROPERTY
Is your business property and equipment adequately covered?Adequately covering business equipment will help to repair or replace your damaged or destroyed equipment promptly after a loss. Property values for insurance purposes may be figured on a replacement-cost or actual-cash-value basis. If you experience a loss, it is important to be back in business as soon as possible. During unexpected downtime you may lose customers if you are not available to handle their needs soon after suffering an insured loss.
An excellent way to keep up with adequate coverage amounts is to complete an annual inventory of the business equipment.
BUILDER’S RISK
Commercial builder's risk insurance is required for enterprises building new structures for commercial or business use. This type of policy protects the construction site from certain types of weather damage, as well as damage stemming from vandalism. Commercial policies or builders risk insurance also covers loss or damage of working materials while they are transported to the work site or held at a temporary location.